Closed for Independence Day All Align branches will be CLOSED on Tuesday, July 4, 2023, in observance of Independence Day.

Personal Loans

Whether you're looking to consolidate debt, cover unexpected expenses or treat yourself to a much-needed vacation, a personal loan could be the right choice for you. Because everyone’s expenses are different, our loans are too. Our application process is fast and easy and with low rates and flexible terms, we can help you find the solution that best fits your needs.

Personal Loans

  • Rates as low as 9.25% APR*
  • Borrow up to $20,000 for 54 months
  • No feeds or prepayment penalties
  • Affordable monthly payments

Contact us at (800) 942-9575 for rates and terms for higher loan amounts.

Apply Now

Disclosure:
*Subject to credit approval. Annual Percentage Rate effective 11/03/2022. APR based on your individual creditworthiness. 9.25% rate is for a 740+ FICO score and 54 months. The estimated monthly payment for a 54-month loan would be $22.71 per $1,000 borrowed. Credit union membership required. Members must maintain a $5 deposit relationship.

Additional Loan Options

Savings Secured Personal Loans

  • Borrow against your Align Savings or CD
  • Borrow up to 90% of the available balance in your account
  • Interest rate is 3% above current dividend rate
  • Share continue to earn dividends
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Overdraft Line of Credit

  • Attached to your Align Checking Account
  • No bounced check fees or monthly fees
  • No application fee
  • No prepayment penalties
  • Pay only on the amount you have used plus applicable interest
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Credit Builder Loan

  • Low fixed interest rate
  • Borrow from $500 - $2,500
  • Payment history is reported to credit bureaus which will establish your credit history as you make payments
Apply Now

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