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Closed for Independence Day All Align branches will be CLOSED on Tuesday, July 4, 2023, in observance of Independence Day.

Auto Loans

Whether you're looking to buy a new or used car, or want to refinance your car loan from another lender, we can help. With great low rates, a fast and easy application process, and an exclusive discount on auto insurance, you will be planning your next road trip in no time. 

New & Used Auto Loans

  • Rates as low as 5.25% APR*
  • Up to 125% financing for new vehicles based on MSRP and credit score
  • Up to 125% financing for used vehicles on SADA Retails Value and credit score
  • Borrow up to $100,000
  • Various terms available
  • No application fees or prepayment penalties
  • Same day funding available

Disclosure:

*APR=Annual Percentage Rate. Annual Percentage Rate may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months. The estimated payment would be 36 monthly installment of $30.08 per $1,000 borrowed. Rate is not available to all borrowers and loan requests are subject to Align underwriting criteria. Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply. Payments reflect principal and interest only. Additional .25% rate discount if the loan to value is less than 70%. Loan to value is calculated based on loan amount and NADA or sticker price of vehicle.

Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Credit union membership is required.; Members must maintain a $5 deposit relationship. Amount financed includes $60 VSI Insurance.

Additional Services

Motorcycle Loans

  • Maximum age of motorcycle 5 years old
  • Up to 100% financing based on NADA retail value and credit score
  • Borrow up to $50,000
  • Various terms available
  • No application fees or prepayment penalties
  • Title vehicles only
  • Purchases and refinances from other institutions. No cash out refinances. 

Concierge Car Buying with Auto Advisors

  • A FREE service for Align Members
  • Help with determining the vehicle that fits your needs and budget
  • Assistance with negotiation purchase price, trade-in value, dealer add-ons and hidden costs
  • Advice about after-market costs and extended warranties
  • Guidance with paperwork and financing options

To learn more about Concierge Car Buying with Auto Advisors, contact us at (800) 942-9575 or email david@cuautoadvisor.com

Auto Advisors is a third party service and not an affiliate of Align Credit Union. Use of this service is subject to the terms and conditions of Auto Advisors of New England LLC.

Search and Shop with AutoSmart

  • A FREE service for Align Members
  • Research and compare vehicle models and types
  • Find new and used autos from dealerships near you
  • Apply for credit union financing directly through one convenient site

 

AutoSmart is a third party service and not an affiliate of Align Credit Union. Use of this service is subject to the terms and conditions of CU Direct Corporation and its CUDL Autosmart.com service.

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